Does your company process, store, or transmit credit card numbers?

If you do, your organisation is required to comply with the Payment Card Industry Data Security Standard (PCI DSS). Created by the major payment card brands the PCI DSS codifies a set of security best practices that help organizations protect cardholder data. PCI compliance allows organizations to process credit cards and avoid hefty fines but—more importantly—it drastically reduces the risk of a devastating data breach.

Failure to comply with PCI can result in heavy fines, restrictions, or even permanent expulsion from card acceptance programs. Fortunately IP Solutions can you help you by providing a customised, highly flexible solution that will significantly reduce the cost, risks and complexity associated with PCI DSS security compliance.

IP Solutions International are experts in protecting sensitive cardholder and client data, and through our consultancy services can assist organisations with their review, analysis and design straight through to implementation of a fully managed service which is level 1 PCI DSS compliant.

We can significantly reduce the cost, risks and lead times associated with PCI DSS security compliance by eliminating credit card touch points and/or dynamically replacing credit card data with non financially sensitive “tokens”.

Benefits of tokenisation
Tokenization not only keeps confidential data out of the hands of malicious hackers, but also offers a less expensive strategy for achieving PCI compliance. Tokenization is a technology that enables a token to replace a credit card number in an electronic transaction. This token or reference number is meant to prevent the theft of the credit card number during electronic transmission and storage of a transaction. Since the reference number cannot be used for transactions or fraudulent charges, no harm can be done if it is stolen.

Tokens can be created on mass or in real time to ensure your environment is protected and compliant instantly. As a result, we dramatically reduce the costs and risks associated with ongoing PCI compliance. It is integrated with a company’s existing infrastructure with minimal output and change to its current way of operating.

Sensitive information will be stored at our secure facilities and is accessible through the online administration site or via secure web services. This is particularly suitable for transactions that take place via the internet, call centres, IVR (Telephone) and mobile devices.

We can support tokenisation through multiple channels including:

• Web
• IVR
• Batch Processing
• Recurring Payment Schedules
• Mobile Devices
• API’s

The IP Solutions team has extensive experience helping clients achieve PCI compliance in a cost-effective and risk-focused manner. We work with clients to design and implement flexible customised solutions to reduce their PCI compliance scope, compliance costs, and operational costs, while increasing data security and associated controls.

How do we do it?

We have:

• The ability to leverage an extremely flexible award winning Level 1 PCI DSS compliant platform.
• A history of delivering high-end PCI compliant solutions. Clients already using this technology include Fitness First, St George Bank, ANZ, National Bank NZ, Cadburys Schweppes, News Corp, Westfield, IAG, Aon, L’Oreal Professional, Ray White Group and Proctor & Gamble.
• Unique experience in managing complex corporate engagements. W e understand that every customer has a unique set of processes and procedures so we work to customise our service offerings around your business needs.
• A market leading Dynamic Transaction Switch (DTS) that is hosted locally and connected to all of the major banks in Australia & New Zealand.
• The ability to expedite the compliance process while offering the broader business benefits associated with advanced eCommerce, namely reduced collection costs, improved cash flow and enhanced customer service.

Contact us to discuss your PCI compliance or eCommerce requirements or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it with any questions.

IP Solutions International is a specialist ecommerce provider of customised corporate payment, billing and receivables solutions. Professional services address PCI DSS Compliance, Electronic Billing and Receivables, Education Sector, E2E eCommerce Consultancy and Customized eCommerce Solutions.