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Dynamic Least Cost Routing

Discover IPSI's (Truly) Dynamic Least Cost Routing, the only one of it's kind in Australia. 

Comprehensive, automated, dynamic, and intelligent payment route decision making.

Now available as-a-Service for Payments industry partners.

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What you have created here is fantastic. It's the way we always expected dynamic routing would, or should work for online payment processing

Leading Australian Economist

Reduce card processing costs


By intelligently managing your online transactions, IPSI allows you to unlock the competitive landscape of credit and debit card processing fees. DLCR provides your business with the most cost-effective processing route for every transaction, every time.

Reduce declines, drop-outs and abandoned carts

With Dynamic Least Cost Routing and Smart Routing combined, you're able to increase accepted payments and avoid declines. 

All payments are assessed and can be processed via the route which provides the best chance for successful payment capture.

Processing redundancy - Never miss a payment

IPSI Smart Routing enables link redundancy. Unlock the ability to process via multiple channels and not only reduce declines but handle processing link outages and banking connectivity faults without missing a payment. 


IPSI customers are seeing processing cost savings of 50% and much more, some who were on blended rates have seen 80% annual savings. 


One Integration; endless possibilities

IPSI PayTo is offered as part of the IPSI ONE integration service. With IPSI ONE, your business integrates once and can instantly enable all payment methods without additional effort. 

Let your consumers pay the way they want without impacting your product delivery timeline and resources.


If you want to find out more about Dynamic Least Cost Routing, contact us.

We look forward to hearing from you.


We will contact you shortly!

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